APPRAISALS FOR INSURANCE REPLACEMENT
What is the purpose of an appraisal and is one truly needed?
The most common reason for a written jewelry appraisal is for insurance coverage purposes. Insurance companies require a full, detailed document describing your jewelry and its total worth. If stones are included, each need a full description and given a value along with identifying the shape, cut, color, clarity and carat weight. The mounting needs to have a detailed description that includes the weight of the precious metal as well. A complete detailed appraisal can help ensure that you receive a comparable replacement in the unfortunate act of a missing or stolen piece of jewelry.
How can I acquire a jewelry or watch appraisal?
Given that appraisals require detailed information and photographs, it is always best to make an appointment. You can contact BARONS directly via email at firstname.lastname@example.org, or you can call the store at 925-344-8317 for scheduling. Please bring all necessary documentation with you to the appointment, and we will give you our undivided attention and answer any questions you might have about the process required by your individual insurance company.
How much does a jewelry or watch appraisal cost?
For information about the appraisal process, scheduling, and pricing information, please call 925-344-8317 and speak with one of our specialists.
How the Appraisal Process Works
The steps taken to have jewelry appraised are extremely simple. Drive your valuable jewelry piece to your local jewelry store, and let them know you’re interested in an expert appraisal service. A jewelry appraisal is an official document clearly describing the condition of the piece and its value. The jeweler will first inspect the item and have it thoroughly cleaned to evaluate the condition. Then, an appraiser will identify the piece and grade its quality, making note of the material, weight, and other notable characteristics. After the overall value is determined, they will take digital photos of each component and provide both printed and emailed documentation.
Benefits of Jewelry Appraisals
One of the primary benefits of having a jewelry appraisal is being able to properly insure the piece. When getting an item insured, an insurance company will normally require an updated written appraisal from a certified gemologist every three to five years. If you happen to lose one of these treasured pieces, an appraisal will allow you to receive an adequate replacement. And when the time comes that you decide to part ways with such a valuable piece, having an appraisal avoids running the risk of selling an item for too little or aids in justifying the price to the buyer.
Why Appraise Your Jewelry at BARONS Jewelers?
BARONS Jewelers has been the premier jeweler of Dublin, California, since 1967. We pride ourselves on delivering luxurious fine jewelry to the East Bay area, and we encourage residents in San Ramon, Sunol, and Oakland to come by and experience remarkable guest service. Built on a legacy of dedication, trust, and integrity, our professional staff is here to answer any questions you may have about our inventory. Our store is equipped with jewelry services beyond jewelry appraisals, including custom jewelry design. To learn more about our products and services, give us a call at (925) 344-8317 or visit our showroom today.