APPRAISALS FOR INSURANCE REPLACEMENT
What is the purpose of an appraisal and is one truly needed?
The most common reason for a written jewelry appraisal is for insurance coverage purposes. Insurance companies require a full, detailed document describing your jewelry and its total worth. If stones are included, each need a full description and given a value along with identifying the shape, cut, color, clarity and carat weight. The mounting needs to have a detailed description that includes the weight of the precious metal as well. A complete detailed appraisal can help assure you a comparable replacement in the unfortunate act of a missing or stolen piece of jewelry.
How can I acquire an appraisal?
Making an appointment with Chuck Eggers would be best. His email is Chuck.firstname.lastname@example.org. Bring any documents with you to the appointment and Chuck will give you undivided attention and answer any questions you might have about the process required by your individual insurance company.